Asset Finance
We’ll Help You Get A Business/Commercial/Asset Loan Approved … Even If You Have Bad Credit.
If you’re an ABN holder with impaired credit, as long as your financials are current (it doesn’t matter if your ABN is in a payment plan with the ATO), and the loan you seek is affordable then we’ll almost certainly have a specialist niche lender who will be prepared to fund your loan within 24-48 hours.
General Assets Loan Frequently Asked Questions
+ General Auto Finance
A consumer loan is suitable for when you use your vehicle for private purposes. Our car finance can be tailored to suit your budget, with fixed repayments and loan terms from 24 to 84 months. A final balloon payment can be applied to your loan and will reduce your monthly repayments. A balloon means that over the life of a loan, the borrower will only repay part of the principal and as a result, at the end of the loan term will owe the financier a lump sum. Ownership of the vehicle remains with the customer. However, the financier takes an interest in the car as security for the loan. Once the loan is finalised, the financier will lift their interest in the vehicle handling the customer clear title.
+ Car Finance Lease
A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.
+ Chattel Vehicle Finance
A Car Finance Lease is a rental agreement where the financier owns the vehicle and the customer can leases it for an agreed term and rental amount. Lease terms range from 12 to 60 months. At the end of the contract, the customer has the opportunity to buy the vehicle and payout the lease or extend the lease for a further term.
+ What is a Novated Lease?
A popular way of offering employees an opportunity to choose car finance for a motor vehicle of their choice as part of their remuneration package. A Novated Lease is a three-way agreement between an employer, employee and the finance company. The employer makes the monthly repayments on behalf of the employee from their salary. Lease terms are from 12 to 60 months.
+ What is Purchase Price Protection?
Purchase price protection protects you in the event your vehicle is deemed a total loss by your general insurer through theft or accident. Purchase Price Protection can refund the depreciation amount together with the write off amount so you can get back what you paid for the car initially.
+ We Can Help with Car Insurance
We know that accidents may occur, no matter how careful you are on the road. We provide cover with a range of features and benefits designed with you in mind. Comprehensive coverage also protects you against vehicle damages not caused by a collision.
Commonly Asked Questions
+ General Heavy Vehicle Finance
Our heavy equipment finance specialists will help you understand business, finance, cash flow, company and marketing structures and what’s required to provide the best finance solution for you and/or your business.
+ Applicant Requirements
Applicants with limited history and proof of income may be able to finance where the applicant has been in the same business for two years, the applicant is purchasing a new truck or asset through a dealer, the applicant has 12 months good payment history on the similar equipment loan, the applicant is asset-backed, or the applicant can prove GST is paid and up-to-date.
+ Commercial Truck Finance
Whether the truck has been bought from a dealer or through a private sale, we’ve been able to provide our customers with the type of commercial support and financing advice crucial to their business.
+ Facilitated Loans
It doesn’t matter if your vehicle is 6 tonne or 24 tonne, we have facilitated loans, leases and rental agreements. We can offer finance for all vehicle types ranging from refrigerated trucks to tilt trucks to car finance. Our team can help with truck finance for a new vehicle and used vehicle up to 12 years old. Although the most competitive rates are offered for cars less than five years old, older trucks can still be financed on attractive terms.